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MTBA insurance
Can anyone explain in layman terms what cover is provided by a MTBA licence? In an email lately, they've changed things slightly.
Personally, I already have income protection, death & permanent disability insurance.
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Not much.
For non-members (ie, day license), it pretty much just covers the arse of the event promoter and not the competitor. For members, a little bit more. A very little bit.
I get it because it saves me buying day licenses and gives me public liability insurance, perhaps important in the case that I cause any havoc and mayhem to others.